Lloyds Bank Foundation For England and Wales- Investment Programme

Status: Open to applications

Application Deadline: 18 May 2018



Funding is available for longer term core or direct delivery funding for charities and CIOs in England and Wales which are delivering clear outcomes as a result of their work with people experiencing multiple disadvantage at one of the critical points in their life.


Maximum Value: £ 25,000
Minimum Value: £ 10,000

Value Notes

Grants are available for between £10,000 and £25,000 per year for two or three years, with the opportunity for continuation funding for a further period of up to six years in total.

Extended Desciption

The Lloyds Bank Foundation for England and Wales has created the Invest Programme to provide longer term core or direct delivery funding for charities and charitable incorporated organisations (CIOs) which are delivering clear outcomes as a result of their work with people experiencing multiple disadvantage at one of the critical points in their life.

Latest Informaiton 

Initial applications will be accepted until 18 May 2018.

Key Criteria

Charities and charitable incorporated organisations (CIOs) that are registered with the Charity Commission in England and Wales are eligible to apply.

To be eligible, applicants must:

  • Have an income of between £25,000 and £1 million.
  • Be working with disadvantaged people aged 17 or older (the exception are young parents and looked after children and learning disabled young people moving into independent living).
  • Have at least one year of published accounts covering a twelve month operating period.
  • Have a one year track record of direct service delivery.
  • Have free reserves of less than 12 months’ expenditure in the last set of published accounts.
  • Have an active board of at least three Trustees.
  • Be operating within the charity’s registered charitable objects.
  • Operate mainly in England and Wales.
  • Have appropriate systems in place to monitor outcomes.
  • Be able to report the number of people who have achieved one or more transition outcomes.
  • Be able to report the number of people achieving one or more progression outcomes.

Applicants must be supporting people experiencing multiple disadvantage at one of the following critical points in their life:

  • Offending:
    • On release or prior to release from prison.
    • At start or on completion of a community sentence.
  • Children and young people leaving a care situation:
    • On leaving or preparing to leave care (residential or foster) to live independently.
  • People moving from community based or institutional care for mental ill health:
    • On leaving institutional care.
    • Moving on from or reduction in support from Community Mental Health Teams.
  • Unemployment:
    • From a period of unemployment of at least six months for those furthest away from the labour market.
  • Homelessness/vulnerably housed:
    • From a position of having no accommodation (or being vulnerably housed).
  • To independent living for those with a learning disability:
    • On leaving the care of the family home or a residential establishment.
  • From dependency on alcohol, drugs, gambling:
    • At the point when an individual decides to break or reduce dependency.
  • From an abusive or exploitative relationship - domestic violence:
    • When an individual decides to remove themselves from or assert themselves within an abusive/exploitative relationship.
  • From trafficking or sexual exploitation:
    • At the point an individual is able to remove themselves from a trafficked or exploited situation.
    • At the point an individual decides they are able to address the impacts of being exploited or trafficked.
  • To UK settlement - refugees and asylum seekers:
    • From the point of arrival in the UK or on granting of refugee status.
  • To parenthood for young parents:
    • For young parents aged under 21 on becoming parents.
  • Those taking on caring responsibilities:
    • At the point of taking on the long term caring of a friend or relative.
    • At the point of transition from a long term caring situation.
    • A significant change in the circumstances of the carer or cared for person.
  • For older people losing independence:
    • At the point they need additional support to continue living independently.
    • At the point of transition to residential care.

Applicants must be able to report both the number of people who have achieved one or more of the specified transition outcomes and the number of people achieving one or more of the specified progression outcomes.

Transition Outcomes

  • Safe, independent and able to make positive choices
  • Becoming employed
  • Becoming a regular volunteer (more than 20 hours in a six month period)
  • Have not re-offended (in the previous six months)
  • Achieved accredited qualifications
  • Moved into or re-entered education or training
  • Achieved increased basic skills
  • Moved into safe and suitable accommodation
  • Moved into independent living
  • Safely managing addictions
  • Better able to manage their mental health issues

Progression Outcomes

  • Improved safety
  • Improved self esteem/confidence
  • Improved physical health
  • Improved mental health
  • Reduced isolation/increased support networks
  • Improved budgeting/money management skills
  • Improved employability
  • Reduced stress/anxiety
  • Managing a tenancy and accommodation
  • Reduced substance misuse/addictive behaviour
  • Improved basic skills
  • Improved living skills

Eligible Expenditure

Funding is available for core organisational costs which are related to the day to day running of the charity. Consideration will only be given to requests for core costs where over 50% of the charity's work and expenditure meets the Foundation's criteria. Funding is also available for costs associated with the direct delivery of the charity's work.

Core costs include:

  • Building running costs.
  • Rent.
  • Utilities.
  • Heating and lighting.
  • Insurance.
  • Office costs.
  • Stationery.
  • IT running costs.
  • Management costs.
  • Part-funding or funding of salaries.
  • Finance/admin/back office.

Direct delivery costs include:

  • Salaries.
  • Recruitment.
  • Sessional workers.
  • Volunteer expenses.
  • Travel.
  • Training.
  • Monitoring and evaluation.
  • Promotion.
  • Activity costs.


Funding is not available for the following:

  • Organisations that are not registered with the Charity Commission.
  • Community Interest Companies.
  • Second or third tier organisations, unless there is evidence of direct services to individuals with multiple disadvantage.
  • Charities whose primary purpose is to give funds to individuals or other organisations.
  • Hospitals, health authorities or hospices.
  • Rescue services.
  • Nurseries, pre-schools or playgroups.
  • Schools, colleges or universities.
  • Animal charities.
  • Charities working outside England and Wales.
  • Medical care or medical research.
  • On-line or telephone advice service.
  • Events and short term interventions including holidays, expeditions and trips.
  • Activities for which a statutory body is responsible.
  • Capital purchases or building work. This includes IT, building work, purchase of vehicles and equipment etc.
  • Environmental, arts based or sports activities. However, consideration will be given to requests from charities that use these activities as part of the transition process.
  • The promotion of religion. This does not exclude organisations that may have a religious element to them as long as their charitable objectives show a wider benefit other than just religion and they are working with the identified groups through transition points.
  • Loan repayments.
  • Sponsorship or funding towards an appeal.
  • Work that has already taken place.
  • Evaluation which is not related to the funded work.
  • Professional qualifications such as ACCA.
  • Professional fundraisers or bid writers.
  • Redundancy payments.

The Foundation will NOT accept applications from the following places from 2 September 2016 until 2017:

  • East of England.
  • London Boroughs of Hackney, Tower Hamlets, Newham, Barking and Dagenham, Havering, Redbridge, Waltham Forest, Haringey, Enfield, Barnet.

Application Procedure

Applying for an Invest grant is a two stage application process. Eligible applicants are required to submit an Initial Application, and if invited to continue in the process, will be visited by their local Grant Manager and asked to complete and submit a full application.

Contact the Lloyds Bank Foundation for England and Wales for further information.

Addresses and Contacts

Contact details:
Lloyds Bank Foundation for England and Wales
Pentagon House
52-54 Southwark Street
Telephone:0870 411 1223

Website: Lloyds Foundation