Lloyds Bank Foundation for England & Wales - Enable Programme

Status: Open to Applications


Smaller short term grants are available to strengthen charities and CIOs in England and Wales which work with people experiencing multiple disadvantage at one of the critical points in their life.

Value Notes

Grants are available for up to a total £15,000 over two years.

Extended Description

The Lloyds Bank Foundation for England and Wales provides the Enable Programme to registered charities and charitable incorporated organisations (CIOs) in England and Wales that have identified clear development needs.

The funding is intended to strengthen charities and CIOs which work with people experiencing multiple disadvantage at one of the critical points in their life, and to help them deliver their 'mission' more effectively.

Latest Information

Applications may be submitted at any time.

Key Criteria

Charities and charitable incorporated organisations (CIOs) that are registered with the Charity Commission in England and Wales are eligible to apply.

Organisations must be working with people experiencing multiple disadvantage at one of the following critical points in their life:

  • Offending:
    • On release or prior to release from prison.
    • At start or on completion of a community sentence.
  • Children leaving the care of a local authority to live independently:
    • On leaving local authority care.
  • People moving from community based or institutional care for mental ill health:
    • On leaving institutional care.
    • Moving on from or reduction in support from Community Mental Health Teams.
  • Unemployment:
    • From a period of unemployment of at least six months for those furthest away from the labour market.
  • Homelessness/vulnerably housed:
    • From a position of having no accommodation (or being vulnerably housed).
  • To independent living for those with a learning disability:
    • On leaving the care of the family home or a residential establishment.
  • From dependency on alcohol, drugs, gambling:
    • At the point when an individual decides to break or reduce their dependency.
  • From an abusive or exploitative relationship - domestic violence:
    • When an individual decides to remove themselves from or assert themselves within an abusive/exploitative relationship.
  • From trafficking or sexual exploitation:
    • At the point an individual is able to remove themselves from a trafficked or exploited situation.
    • At the point an individual decides they are able to address the impacts of being exploited or trafficked.
  • To UK settlement - refugees and asylum seekers:
    • From the point of arrival in the UK or on granting of refugee status.
  • To parenthood for young parents:
    • For young parents aged under 21 on becoming parents.
  • Those taking on caring responsibilities:
    • At the point of taking on the long term caring of a friend or relative.
    • At the point of transition from a long term caring situation.
    • A significant change in the circumstances of the carer or cared for person.
  • For older people losing independence:
    • At the point they need additional support to continue living independently.
    • At the point of transition to residential care.

Organisations must:

  • Have at least one year of published accounts covering a 12 month operating period.
  • Have a one year track record of direct service delivery.
  • Have an income in the last set of published accounts greater than £25,000 and less than £1 million.
  • Have free reserves of less than 12 months’ expenditure in the last set of published accounts.
  • Have a bank account in the organisation's name.
  • Have an active board of at least three Trustees.
  • Be operating within the charity’s registered charitable objects.
  • Operate mainly in England and Wales.


Eligible Expenditure

Grants are available for development costs. These costs can be for a wide range of activity related to the development and improvement of the capability of the organisation.

Examples include:

  • Business and service developments and plans.
  • Development of monitoring systems.
  • Investigation of mergers, partnerships, shared services, contract diversification.
  • Consultancy support.
  • Quality standards.
  • Development of new income streams and enterprise.

Applicants must have identified specific organisational development, have a clear plan of activities and an idea of what they hope to achieve. They must also meet one or more of the following outcomes:

  • Improved activities and services - including pilots, assessment of needs, user satisfaction, service reviews, project planning, collaboration with others.
  • Improved leadership/governance - including review of board/committee policy and practice, Trustee training, involving users, change management, social entrepreneurship.
  • Improved strategic planning/policy - including business planning, fundraising strategies, income generation, policy/procedure reviews.
  • Improved structures/systems - including financial controls, human resources, management of volunteers, risk management, monitoring frameworks, impact assessment.
  • Improved communications - including marketing and communications, website development, reaching new audiences, recruiting volunteers.



Funding is not available for the following:

  • Organisations that are not registered with the Charity Commission.
  • Community Interest Companies.
  • Second or third tier organisations, unless there is evidence of direct services to individuals with multiple disadvantage.
  • Charities whose primary purpose is to give funds to individuals or other organisations.
  • Hospitals, health authorities or hospices.
  • Rescue services.
  • Nurseries, pre-schools or playgroups.
  • Schools, colleges or universities.
  • Animal charities.
  • Charities working outside England and Wales.
  • Medical care or medical research.
  • On-line or telephone advice service.
  • Events and short term interventions including holidays, expeditions and trips.
  • Activities for which a statutory body is responsible.
  • Capital purchases or building work. This includes IT, building work, purchase of vehicles and equipment etc.
  • Environmental, arts based or sports activities. However, consideration will be given to requests from charities that use these activities as part of the transition process.
  • The promotion of religion. This does not exclude organisations that may have a religious element to them as long as their charitable objectives show a wider benefit other than just religion and they are working with the identified groups through transition points.
  • Loan repayments.
  • Sponsorship or funding towards an appeal.
  • Work that has already taken place.
  • Evaluation which is not related to the funded work.
  • Professional qualifications such as ACCA.
  • Professional fundraisers or bid writers.
  • Redundancy payments.


Application Procedure

Applicants must first complete the online eligibility checklist.

Applicants must register their details to access the online Expression of Interest form. If the Expression of Interest form is approved, a Grant Manager will arrange a visit to discuss the application and if appropriate invite the applicant to complete a full application online.

Contact the Lloyds Bank Foundation for England and Wales for further information. Click here


Addresses and contacts

Contact details:
Lloyds Bank Foundation for England and Wales
Pentagon House
52-54 Southwark Street
Telephone:0870 411 1223